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Descriptions
AER Annual Equivalent Rate – the recommended way to compare savings products and current accounts. AER is how they calculate the interest paid to you. It shows how much interest you are earning on your cash if it was paid once a year and built up annually.
APR Annual Percentage Rate – yearly rate of interest [...]
New Logbook Loans
Do you own your own car that is free of finance? We guarantee we will accept you for a loan regardless of your credit rating! Apply here!
Read moreGOOD CAR DEALS AVAILABLE FOR THOSE WHO SHOP AROUND
With new car registrations out this month, you may be thinking of trading in your old car and buying something brand new. And if you drive an old banger you may even be thinking of taking advantage of the government’s car scrappage scheme.
But with the credit crunch biting into many people’s finances, you’ll want to [...]
Mortgage Refinancing and Loans
Refinancing a first and second mortgage requires some extra considerations. Depending on your equity, you may find that combining the two mortgages results in a higher interest rate. You may also find that you have to carry PMI with the refinanced mortgage.
Will Refinancing Benefit You?
Refinancing two mortgages allows you to consolidate your loans into [...]