• No up front fees. No obligation online quote.
  • Borrow any amount from £1,000 - £100,000.
  • Loans can be used for any purpose with flexible repayment.
  • Fast, friendly and confidential service.
  • We help with CCJ's, Arrears, Defaults or Self-employed.
  • Apply in minutes via our secure online application form.

Our service is FREE and without obligation so why not and see exactly what we can offer you! It only takes a few minutes and you will be glad you did.

Apply using our quick and secure online application.

Quick Policies Homeowner Loans

Homeowner loans are a popular secured loan where your home is used as security to the lender for the money you borrow. In other words, if you don't pay back the loan, the lender can, in extreme circumstances, sell your house in order to recoup any losses. Homeowner loans are also known as second charge loans or second mortgage loans.

A Homeowner Loan is any loan which requires the borrower to provide the lender with some form of security, in the case of our Homeowner Loans the 'security' will be a mortgage over the borrower's home.

How much you can borrow with a homeowner loan depends on how much equity is in your house. While the lender benefits from the peace of mind of knowing that the loan is secure, there are many benefits to the consumer of homeowner loans.

Firstly, compared with unsecured loans, homeowner loans tend to be faster and easier to arrange. As a homeowner, you can borrow against the value in your home without spending your equity.

With a homeowner loan, you can keep your current mortgage, so you don't need to remortgage in order to realise the value of your equity and homeowner loans usually have a lower rate of interest than unsecured loans.

What are Secured Loans?

A secured loan is a generic name for a loan secured on your home. A low rate secured loan uses your UK home as security which is why it is also known as a secured home loan.

A low cost Secured Loan uses your home as security. It is suitable if you want to raise a large amount; are having problems getting an unsecured loan; or have a poor credit history. Lenders are more flexible with their underwriting, making a Secured Loan possible when you may have been turned down for an unsecured loan.

Since low rate Secured Loans can be secured on property, most lenders will approve your Secured Loan even if you have a bad credit history which make online UK Secured Loans very attractive to people who would otherwise not qualify for a Secured Loan from their local bank.

With a Secured Loan UK you can borrow from £1,000 to £100,000 with low monthly repayments. Secured Loans secured on property can be repaid over a period of between 1 years and 25 years.

What can I use the loan for?

Our loans have no restrictions for purpose... holidays, home improvements, car... we specialize in clearing your existing debts.

Anything you like! We specialize in clearing your existing debts but you could also use your low cost personal to help you:

  • Buy a new car.
  • Take that luxury holiday you promised yourself.
  • Do those home improvements you really wanted.
  • Pay off credit card or store card debt.
  • Consolidate your debts to put you back in control of your life.

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